KMS Of Academy of mathematics and systems sciences, CAS
Classifications of credit cardholder behavior by using fuzzy linear programming | |
He, J; Liu, XT; Shi, Y; Xu, WX; Yan, N | |
2004-12-01 | |
发表期刊 | INTERNATIONAL JOURNAL OF INFORMATION TECHNOLOGY & DECISION MAKING |
ISSN | 0219-6220 |
卷号 | 3期号:4页码:633-650 |
摘要 | Behavior analysis of credit cardholders is one of the main research topics in credit card portfolio management. Usually, the cardholder's behavior, especially bankruptcy, is measured by a score of aggregate attributes that describe cardholder's spending history. In real-life practice, statistics and neural networks are the major players to calculate such a score system for prediction. Recently, various multiple linear programming-based classification methods have been promoted for analyzing credit cardholders' behaviors. As a continuation of this research direction, this paper proposes a heuristic classification method by using the fuzzy linear programming (FLP) to discover the bankruptcy patterns of credit cardholders. Instead of identifying a compromise solution for the separation of credit cardholder behaviors, this approach classifies the credit cardholder behaviors by seeking a fuzzy (satisfying) solution obtained from a fuzzy linear program.In this paper, a real-life credit database from a major US bank is used for empirical study which is compared with the results of known multiple linear programming approaches. |
关键词 | data mining classification fuzzy linear programming satisfying solution credit card bankruptcy |
语种 | 英语 |
WOS研究方向 | Computer Science ; Operations Research & Management Science |
WOS类目 | Computer Science, Artificial Intelligence ; Computer Science, Information Systems ; Computer Science, Interdisciplinary Applications ; Operations Research & Management Science |
WOS记录号 | WOS:000225842700008 |
出版者 | WORLD SCIENTIFIC PUBL CO PTE LTD |
引用统计 | |
文献类型 | 期刊论文 |
条目标识符 | http://ir.amss.ac.cn/handle/2S8OKBNM/19529 |
专题 | 中国科学院数学与系统科学研究院 |
通讯作者 | Shi, Y |
作者单位 | 1.Univ Nebraska, Coll Informat Sci & Technol, Omaha, NE 68182 USA 2.Chinese Acad Sci, Acad Math & Syst Sci, Inst Syst Sci, Beijing 100080, Peoples R China 3.SW Petr Inst, Sch Business Adm, Chengdu 610500, Sichuan, Peoples R China 4.Chinese Acad Sci, Inst Policy & Management, Beijing 100080, Peoples R China 5.Univ Nebraska, Coll Informat Sci & Technol, Omaha, NE 68182 USA |
推荐引用方式 GB/T 7714 | He, J,Liu, XT,Shi, Y,et al. Classifications of credit cardholder behavior by using fuzzy linear programming[J]. INTERNATIONAL JOURNAL OF INFORMATION TECHNOLOGY & DECISION MAKING,2004,3(4):633-650. |
APA | He, J,Liu, XT,Shi, Y,Xu, WX,&Yan, N.(2004).Classifications of credit cardholder behavior by using fuzzy linear programming.INTERNATIONAL JOURNAL OF INFORMATION TECHNOLOGY & DECISION MAKING,3(4),633-650. |
MLA | He, J,et al."Classifications of credit cardholder behavior by using fuzzy linear programming".INTERNATIONAL JOURNAL OF INFORMATION TECHNOLOGY & DECISION MAKING 3.4(2004):633-650. |
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